DSCR Loans
Rental loans qualified on property income, not personal income.
- Typical amount
- $100,000 to $3,000,000+
- Typical term
- 30-year fixed, with interest-only and ARM options
Investor Loans
Real Estate Investor Loans
REVEST Commercial Capital helps real estate investors finance rentals, renovations, and new construction with loans built for investment property, not owner-occupied homes.
Investor loans are typically qualified on the property and the deal, such as rental income or after-repair value, rather than on personal income and tax returns.
Options
Investor Loans options we can help you compare
Each option fits a different need. Figures below are typical ranges and vary by funder and file.
Fix and Flip Loans
Short-term purchase and rehab financing for renovation projects.
- Typical amount
- $75,000 to $3,000,000
- Typical term
- 6 to 18 months, interest-only
Ground-Up Construction
New construction financing for spec homes, build-to-rent, and small multifamily.
- Typical amount
- $150,000 to $10,000,000
- Typical term
- 12 to 24 months, interest-only
Qualification
General qualification guidelines
Most investor loans funders look at the same core factors, though each sets its own thresholds.
- Credit
- 620 to 680+ depending on program and leverage
- Down payment
- 15% to 25% for purchases (typical)
- Property type
- Non-owner-occupied investment property only
- Reserves
- Typically 3 to 12 months of payments in liquid reserves
These are general guidelines, not requirements. Each funder sets its own criteria, and approval depends on underwriting.
FAQ
Investor Loans FAQs
Can I get an investor loan without tax returns?
Often, yes. DSCR loans are typically qualified on the property rental income instead of personal income, so many programs do not require tax returns.
Can I close in an LLC?
Yes. Most investor loan programs allow or prefer vesting in an LLC or other business entity, usually with a personal guarantee.
Are investor loans available for my primary residence?
No. These programs are for business purposes and non-owner-occupied investment property only.
Do I need experience to get a fix and flip loan?
Not always. First-time investors can qualify with some funders, though terms such as leverage and pricing usually improve with documented experience.
How many properties can I finance?
Many investor loan funders do not have the same property count limits as conventional mortgages. Portfolio and blanket loans may also be available for multiple properties.
Next step
See what funding options may fit your deal
Share a few details about your business or property. We will review your file and walk you through the options that may fit, with no upfront broker fees.